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Simcountry is an Online Digital World where you are the President of a country.
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What is Simcountry?

Corp's automated loan requests,,, (Kebir Blue)

Simcountry: Simcountry Bulletin Board  Corp's automated loan requests,,, (Kebir Blue)

Imprudent Spender (Fearless Blue)

Friday, November 12, 2004 - 03:05 am Click here to edit this post
Looking at the wrong sheet, that is the general table. The cash flow sheet is below that. That is the one that actually shows your actually profits and cash on hand.

Okay, I see now where you're looking. Actually it looks to me like "cash" *does* give the current cash on hand at the instant you're looking at it, whereas the value reproted "cashflow" gives a snapshot of where things stood at the end of the previous month.

But, in any case, all this still supports my general point.

A corp is chugging along turning a nice profit most months. One month it suddently gets its 12- or 24- months-worth-of-expensive raw materials order come through (which is another problem) and dips briefly into the red. Looking back at the two where this happened recently, I see that they went into about $0.03B of debt for less than 3 days... coming right back into the black as goods were sold.

And yet, nevertheless, for the sake of that $0.03 shortfall which lasted all of 2 days, the corp took out a $20B loan.

I still maintain that this is both unrealistic and absurd, and that loans shouldn't be done in $20 B units but in smaller quantities.

And that would be hardly any more coding and negligible additional processor time.

And another plus of this is that when unowned countries run on automatic they won't make such a complete hash of their local economies, becaues corps will be borrowing only what they need, and thus not wasting lots of money on interest.

Sure, corps have other and larger expenditures, but $800M a year just because it took out a $20B loan to cover a fractional and brief shortfall is not negligible.

Implement that change and the don't-buy-12-months-of-goods-if-you-can't-afford it change, and computer-controlled countries and corps will be noticably more stable and thus help hedge against needless global economy crises.

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