online games, multiplayer games
Simcountry is an Online Digital World where you are the President of a country.
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What is Simcountry?

Two easy(?) Financial improvements (Kebir Blue)

Simcountry: Simcountry Bulletin Board  Two easy(?) Financial improvements (Kebir Blue)

Nimz ..

Thursday, November 04, 2004 - 05:42 pm Click here to edit this post
From what I've read, they stopped allowing players to offer loans at any given rate b/c the loaning players were taking too much advantage over the borrowing players. Thus they stopped players from being able to loan at any rate other than 4%.

I think a balanced solution to the loan rate problem would be to allow players that request higher rates to get player loans more quickly. The consequence would be that the player loans would be at the requested rate. If the World Bank would offer loans at a lower rate, though, the World Bank would supply the loans at their rate. This could also open up requesting loans at a lower rate--these requested loans would only be taken when there is more money being offered in loans than being taken in loans.

The players loaning money wouldn't have control over the rates the borrowers get, but they would probably get better rates than 4% on average. It would add a dynamic to the loan market that isn't there. It would also be fairly balanced.

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